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Fraud, Waste, and Abuse

You Can Make a Difference. Report Suspected Fraud.

Did You Know?

  • Health care fraud is contributing to the rising cost of health insurance.
  • Health care fraud reduces the amount of funds available to pay honest providers.
  • Health care fraud increases premiums to employers and members.
  • We will investigate allegations of fraud, waste and abuse – and reports of non-compliance on any level.
  • Our Special Investigations Unit is available as a resource to our employees, members and providers, as well as to our delegates – first tier, downstream, and related entities.
  • See below for examples of fraud and more.


Intentional deception or misrepresentation to obtain the money or property of a health care benefit program (by means of false or fraudulent pretenses, representations, or promises).

  • Some examples of consumer health care fraud:
    • filing claims for services or medications not received
    • forging or altering bills or receipts
    • using someone else's coverage or insurance card

  • Some examples of provider health care fraud:
    • billing for services not actually performed
    • falsifying a patient's diagnosis to justify tests, surgeries or other procedures that aren't medically necessary
    • upcoding – billing for a more costly service than the one actually performed

  • Some examples of non-compliance:
    • theft or unauthorized removal of company/business documents from the premises
    • falsifying or tampering with company documents or records
    • violations of our company's Code of Conduct
    • insubordination, dishonesty, gross carelessness/negligence of duties


The over-utilization of services or other practices that result in unnecessary costs.

  • Some examples of Waste are: 
    • making excessive office visits or ordering excessive laboratory testing


Obtaining payment for items or services when there is no legal entitlement to that payment, but without knowing and/or intentional misrepresentation of facts to obtain payments.

  • Some examples of Abuse are: 
    • billing for services that were not medically necessary 
    • charging excessively for services or supplies 
    • misusing codes on a claim, such as up-coding or unbundling services

To report potential fraud, waste and abuse in the Medicare program, please use one of the following applicable channels:

  • Michigan Complete Health Fraud, Waste, and Abuse toll-free Hotline: 1-866-685-8664 (TTY: 711).
    Available to employees, members, business partners and network providers. The Hotline is managed by an independent third party and you may report your concerns anonymously (without giving your name).
  • Michigan Complete Health Compliance Officer: 1-844-239-7387 (TTY: 711).
    A Compliance Officer is available Monday through Friday from 8 a.m. to 5 p.m.

  • Office of Inspector General: 1-855-MI-FRAUD (1-855-643-7283) or TTY: 711.

  • Medicare at 1-800-MEDICARE (1-800-633-4227) or TTY 1-877-486-2048.
    Calls to this number are free, 24 hours a day, 7 days a week. Or go online at

  • Michigan Department of Health and Human Services: Call 1-800-222-8558 (TTY: 711) or visit them online.

What to include in your report:

  1. Unless you choose to remain anonymous, please provide your name, telephone number, address, and email address. If you are submitting your report anonymously, please take care to withhold personally identifiable information.
  2. Explain the nature, scope and time frame of the activity in question.
  3. Explain how you are aware of the alleged activity.
  4. Specify if you know of any potential witnesses to the activity.
  5. Provide any documents or other physical evidence in your possession.

All information will be kept private. Eliminating fraud, waste and abuse will provide more time and money for your healthcare needs.

  • Broward County, Florida
  • Harris County, Texas
  • Kings County, New York
  • Los Angeles County, California
  • Miami-Dade County, Florida

*As of July 1, 2011, Centers for Medicare & Medicaid Services identified these five counties as most at risk for high incidences of fraud, waste and abuse.